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2 Year Discounted Variable Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 1% in year one; 1% in year two

Help to Buy 2 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges

2 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges.

Interest Only 2 Year Discounted Variable Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges

2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two.

Interest Only 2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

2 Year Fixed Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

2 Year Discounted Variable Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges.

Help to Buy 2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two.

2 Year Discounted Variable Rate Buy to Let Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges.

5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.

Interest Only 5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five

Help to Buy 5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one, 4% in year two, 3% in year three, 2% in year four, 1% in year five.

Interest Only 3 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 1% in year one; 1% in year two; 1% in year three

5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.

Self Employed 2 Year Discounted Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges.

Shared Ownership 2 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges.

2 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 1% in year one; 1% in year two

5 Year Fixed Rate Buy to Let Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five

3 Year Fixed Rate Buy to Let Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two; 1% in year three

Self Employed 2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

Holiday Let 2 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 1% of the outstanding balance in year one; 1% of the outstanding balance in year two

Shared Ownership 2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two.

Credit Assist Mortgage 2 Year Fixed Rate

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

Credit Assist Mortgage 3 Year Discounted Variable Rate

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges

Low Deposit 2 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 1% in year one; 1% in year two

Shared Ownership 5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two, 3% in year three, 2% in year four, 1% in year five.

Low Deposit 2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two.

Holiday Let 5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five

Low Deposit 5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.

Credit Assist Mortgage Extra - 3 Year Discounted Variable Rate

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges

Credit Assist Mortgage Extra - 2 Year Fixed Rate

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

Representative example

A mortgage of £302,623.00 payable over 28 years on our Standard Variable Rate of 4.89% would require 204 monthly payments of £1,653.94.

The total amount payable would be £556,337.84 made up of the loan amount plus interest (£253,075.84), an application fee of £199.00, a valuation fee of £415.00 and a mortgage funds release fee of £25.00.

This example assumes the mortgage funds release fee is added to the loan and that interest is charged on this fee over the mortgage term.

The overall cost for comparison is 5.0% APRC representative.

A mortgage of £171,800.00 payable over 20 years initially on a fixed rate for 5 years at 2.99% and then on our Buy to Let Variable Rate of 5.54% for the remaining 15 years would require 60 monthly payments of £955.67 and 180 monthly payments of £1,134.47.

The total amount payable would be £262,053.80 made up of the loan amount plus interest (£88,919.80), an application fee of £199.00, a completion fee of £800.00, a valuation fee of £310.00 and a mortgage funds release fee of £25.00.

This example assumes the completion fee and mortgage funds release fee are added to the loan and that interest is charged on these fees over the mortgage term.

The overall cost for comparison is 4.5% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Book a mortgage appointment Book an appointment with one of our Mortgage Advisers

This will take approximately 5 mins to complete

You will need to know: The salaries of all of the applicants Whether any of them have ever defaulted on credit arrangements The approximate value of the property How much deposit you have or how much you want to borrow

And make sure you have your diary to hand. All mortgage appointments are currently taking place over the phone.

We will only use the information you have provided for the purpose of your mortgage enquiry.
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Lorem Ipsum 40 Woollards Lane
Great Shelford
Cambridge
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