Online savings accounts suited to you
Our online savings accounts give you the freedom to manage your money securely online whenever you like. You can open an account online in just a few minutes from the comfort of your own home, if you are a UK resident aged 16 or over. We offer both easy access and fixed term online savings accounts.
If you need regular or instant access to your money then our Everyday e-Saver account could be the answer. A straightforward savings account that gives you the flexibility to pay money in, and take money out when you need it.
Fixed term, fixed rate savings
Online fixed rate savings can be ideal if you want to budget for a specific savings target as you know the interest rate won't change during the fixed rate term. This means you know how much interest your money will earn right from the start. Bonds are one of the best online savings accounts if you're comfortable that you won't need access to your money during the fixed rate term. Not having access to your money usually means you get a higher rate of interest.
Let us help
Not sure which account is right for you? Get in touch and our experts will be happy to talk you through your options and help find the best online savings account for you.
Our current savings accounts available to operate online
|Account name||Minimum investment||Interest rate||Interest type||Interest paid||Access||Withdrawals|
|1 Year Fixed Rate e-Bond (Issue 4)||£5,000+||
|Fixed||Annually||Online||No withdrawals||Find out more|
|Everyday e-Saver (Issue 1)||£100+||0.50% Gross p.a./AER%||Variable||Annually||Online||Easy access||Find out more|
|£1+||0.50% Gross p.a./AER%||Variable||Annually
(Monthly interest option available)
|Online||Easy access||Find out more|
The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
The Annual Equivalent Rate (AER) is a notional rate which illustrates what the gross interest rate would be if interest was paid and added to the account annually. AERs on an account which pays monthly interest assumes interest is added to the account at the end of each month during the year. In practice, the option to have interest added in this way is not available on our monthly interest accounts.
The Tax-free rate is the contractual rate of interest payable where interest is exempt from income tax.
Tax treatment and rate of interest payable will depend on individual circumstances and may change in the future.