When planning for the future it’s important to know if you will need access to your savings or if you can manage without them.
If you don’t need instant access to your savings but would like the comfort of knowing you can access your money if you need to, then our 100 Day Notice Account might be right for you.
You can choose between giving us 100 days’ notice before taking money out of your account or taking cleared funds from your account immediately and paying an interest penalty fee equivalent to 100 days’ interest on the amount withdrawn.
Let us help
Whatever your savings needs, get in touch and we'll be happy to discuss your requirements and help find the right account for you.
Our current notice accounts
|Account name||Minimum investment||Interest rate||Interest type||Interest paid||Access||Withdrawals|
|100 Day Notice Account||£1,000+||
|100 days’ notice of withdrawal,
or instant access with 100 days’
interest penalty fee
|Find out more|
The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law (currently 20%).
The Annual Equivalent Rate (AER) is a notional rate which illustrates what the gross interest rate would be if interest was paid and added to the account annually. AERs on an account which pays monthly interest assumes interest is added to the account at the end of each month during the year. In practice, the option to have interest added in this way is not available on our monthly interest accounts.
The Tax-free rate is the contractual rate of interest payable where interest is exempt from income tax.
Tax treatment and rate of interest payable will depend on individual circumstances and may change in the future.