Members' Your Saver

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I want to deposit per month

What could you get?

Your interest rate will be 1.50%

Your estimated balance after 1 years will be 21,546.55

This estimate is for illustration purposes only and assumes your savings are paid in on the 1st January and no further deposits or withdrawals are made

Summary box

Account name

Members' Your Saver

What is the interest rate?

Your interest will be paid annually, on 31st December.

We calculate the interest on the balance of your account at the end of each day.

Minimum investment Gross p.a. / AER %
£100+ 0.75%

You earn interest from the day your funds are paid into your account, until the day before you withdraw your funds.

Can The Cambridge change the interest rate?

Interest rates are variable, that means we may change interest rates at any time if we reasonably believe that the change is needed.

See the ‘interest’ section of Terms and Conditions for full details.

What would the estimated balance be after 12 months with a £1,000 deposit?

The following projection assumes the account is opened on 1st January and no further deposits or withdrawals are made and interest is paid annually. Projections are for illustrative purposes only and do not take into account individual circumstances.


Gross p.a. / AER %

Estimated balance after 12 months




How do I open and manage my account?

Opening the account:

  • the account can only be opened by an existing member who has held a savings or mortgage account with The Cambridge for at least three months
  • open online or in branch
  • the minimum amount required to open the account is £100
  • invest between £100 and £2,000,000
  • the overall maximum holding by any one person in respect of all accounts with The Cambridge is £2,000,000
  • you must log into your account online within one month of opening

Manage the account:

  • for your convenience you can manage your account in a variety of ways:
    • online
    • on The Cambridge money app
    • in branch
    • by phone
    • by post
  • you can add to the balance of your account at any time via:
    • Cash – branch only
    • Cheque – branch and post
    • Debit card – online and branch
    • Transfer from an existing Cambridge account

Can I withdraw money?

After the first 14 days you can withdraw cleared funds from your account once every calendar month without giving notice or paying a fee. More frequent withdrawals are not permitted.

Our normal branch limits for withdrawal are £500 in cash and £250,000 by cheque. Larger cheque withdrawals are available upon request. We require at least eight days before cheques paid into your account can be drawn against.

You can also transfer cleared funds via electronic transfer (Faster Payments) to your Nominated Account, subject to the maximum one withdrawal per month limit.

You can withdraw a maximum of £50,000 per day to your Nominated Account. 

Additional information


No tax will be automatically deducted from the interest paid on this account.

You may need to pay tax on any interest that exceeds your Personal Savings Allowance. For more information please contact HMRC.

Tax treatment and rate of interest payable will depend on individual circumstances and may change in the future.

Third party operation

Please be aware that our online savings accounts are not suitable for Power of Attorney or third party operation.

Apply now

Here is some important information to review before you open your account:

  1. Product terms and conditions

    Please read all the terms and conditions for this product

  2. Savings terms and conditions

    Please read The Cambridge Building Society’s savings terms and conditions

  3. Financial Services Compensation Scheme (FSCS)

    We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to you if a building society is unable to meet its financial obligations.

    Please read the FSCS Information Sheet. It provides basic information about the protection of your savings deposit.

Members' Your Saver is available to open online or in branch. The account can only be opened by an existing member who has held a savings or mortgage account with The Cambridge for at least three months. Please make sure you include your existing savings or mortgage account number if applying online.

To open an account in branch pop in and speak to one of the team.

Find a branch

More information

You may also like to read about our complaints process and the steps you can take to protect your account

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