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Fixed term savings

Ideal if you're saving for a special purchase, or for a fixed period of time

Bonds offer a sound choice for savers

When you're budgeting for something special it really helps to have some idea about how much your savings will be worth in the future. Fixed term bonds give you just that knowledge because the return on your investment is set for the length of the bond.

The Cambridge offers a range of fixed rate bonds – over one or five years – which gives you choice for the length of time you wish to save.

Our bonds can be opened in branch or via post by downloading an application form on the selected product page (see the table below). Our one year fixed rate e-bond is exclusively available to open and manage online.

Saving for something special?  

If you want to get into the habit of regularly putting some money away, our Regular Saver account does exactly what you’d expect. It’s designed to encourage you to save and help you reach your savings goal at a pace that works for you. You can save up to £300 per month.

Confident saving with The Cambridge

Putting your money into a fixed term account can offer a better rate of interest but does limit access to your savings. When planning for the future it’s important to know if you will need access to your savings or if you can manage without them. 

If a savings bond is the right account for you, our savings experts will be happy to talk you though your options and if you’re unsure about tying up your money, we can help you find the right account for your needs.

Details of our current savings bonds are displayed below. 

Our savings bonds

Account name Minimum investment Interest rate Interest type Interest paid Access Withdrawals  

1 Year Fixed Rate e-Bond (Issue 4)

£5,000+

1.15%
Gross p.a./AER% 

Fixed Annually Online No withdrawals Find out more
1 Year Fixed Rate Bond (Issue 75)  £1,000+ 1.15%
Gross p.a./AER%
Fixed Annually Branch
Phone
Post
No withdrawals Find out more
5 Year Fixed Rate Bond (Issue 72) £1,000+ 1.85%
Gross p.a./AER%
Fixed Annually Branch
Phone
Post
No withdrawals Find out more
Regular Saver (Issue 5) £100+ 2.00%
Gross p.a./AER%
Fixed Annually Branch
Phone
Post
No withdrawals Find out more

The Gross rate is the contractual rate of interest payable before deduction of income tax at the rate specified by law.

The Annual Equivalent Rate (AER) is a notional rate which illustrates what the gross interest rate would be if interest was paid and added to the account annually.

Tax treatment and rate of interest payable will depend on individual circumstances and may change in the future.