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Home ownership schemes

Buying your first home can be a daunting prospect but our Mortgage Advisers are on hand to guide you through the process and answer any questions you may have. We have 160 years experience of helping people to get on the property ladder. See our buying your home page for a step by step guide to the process.

There are many different schemes available to make home ownership a reality for more people. Your Mortgage Adviser will be able to provide additional information, if required. These schemes include:

Shared Equity
Your employer may offer this as part of your benefits package. You own the house with your employer jointly and the mortgage is set up in your joint names.

Right to Buy
For council tenants who have the chance to buy their house at a discounted price, we can lend up to 100% of the discounted price.

Guarantor backed mortgages
Thinking of helping a family member buy their first home? You may be able to act as Guarantor for the mortgage, helping them take that first big step to independence. See our ‘Guarantors’ page for more information.
 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE