Before we agree your mortgage we’ll need to establish that you can afford to meet the monthly payment.
Our mortgages are available on residential properties located in England and Wales.
The Cambridge Self Employed Mortgages are specifically designed for those with less than our standard two years’ worth of accounts. If you have two years' worth of accounts you can apply for a mortgage from our wider product range.
This mortgage is available for home purchase, remortgaging, product switch and additional borrowing.
To verify your income we'll need to see:
- A P60 from your previous employment for two years (to evidence PAYE income in the same sector)
- One year’s financial accounts
- A projection for the second year provided by a suitably qualified accountant
- An SA302 may also be requested
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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