Before we agree your mortgage we’ll need to establish that you can afford to meet the monthly payment.
This mortgage is available on Buy to Let properties located in England and Wales.
This mortgage is available for Buy to Let purchases, remortgaging, product switches and additional borrowing.
Buy to Let mortgages for expatriates will be considered on a case by case basis. All expats must as a minimum have a UK bank account and UK correspondence address.
- Borrow up to 75% of the property's value
- Rental income must be at least 140% of the monthly mortgage interest payment based on an interest rate of 5.50%
- Buy to Let Mortgages are not regulated by the FCA
- The property must be let on an Assured Shorthold Tenancy (AST) agreement. Our normal requirements are for a minimum term of six months and a maximum term of one year
- We regret that we're unable to lend on Houses in Multiple Occupation (HMOs)
- Each individual borrower will be limited to a maximum portfolio size of five Buy to Let properties with The Cambridge Building Society. The total portfolio must not exceed £2,000,000 of borrowing
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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