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Self Employed
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Self Employed Mortgages from The Cambridge
If you have two or more years of accounts, you can apply for any mortgage in our range (subject to affordability and our usual lending criteria). However, the great news is that if you just have one year of accounts* you could be eligible for one of our Self Employed mortgages - have a chat with a member from our expert team to find out if we could have the right mortgage for you.
*further verification of income also required - please see our Self Employed products for full details.
So what next?
- Simply fill in your details below and you'll see a list of the Self Employed mortgage products which may be suitable.
- To find out more about the process of applying for a mortgage, why not check out our guides. If you'd like to discuss the options available then speak with our team on the phone in branch or via live chat.
- Or, if you're ready to take that step onto the property ladder, book an appointment today.
Which mortgage is right for you?
Results
2 Year Discounted Variable Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 1.84% | 4.89% | 4.3% APRC | 80% | £199.00 | £0.00 | £400.00 | £800.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges.
Interest Only 2 Year Discounted Variable Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 1.84% | 4.89% | 4.4% APRC | 70% | £199.00 | £0.00 | £400.00 | £1,500.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges
Help to Buy 2 Year Discounted Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 1.89% | 4.89% | 4.2% APRC | 75% | £199.00 | £150.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges.
2 Year Discounted Variable Rate Mortgage - Existing Mortgage Customers
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.04% | 4.89% | 4.5% APRC | 90% | £0.00 | £0.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges.
2 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.09% | 4.89% | 4.5% APRC | 80% | £199.00 | £400.00 | £400.00 | £800.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two.
Interest Only 2 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.09% | 4.89% | 4.5% APRC | 70% | £199.00 | £400.00 | £400.00 | £1,500.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two
2 Year Discounted Variable Rate Buy to Let Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.24% | 5.54% | 5.0% APRC | 75% | £199.00 | £800.00 | £800.00 | £800.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges.
5 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.29% | 4.89% | 3.6% APRC | 80% | £199.00 | £400.00 | £400.00 | £800.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.
Interest Only 5 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.29% | 4.89% | 3.7% APRC | 70% | £199.00 | £400.00 | £400.00 | £1,500.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five
2 Year Fixed Rate Mortgage - Existing Mortgage Customers
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.29% | 4.89% | 4.6% APRC | 90% | £0.00 | £400.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two. Product Switch fee - £400
2 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.34% | 4.89% | 4.4% APRC | 80% | £0.00 | £0.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two
Help to Buy 2 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.39% | 4.89% | 4.5% APRC | 75% | £199.00 | £150.00 | £150.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two.
Shared Ownership 2 Year Discounted Variable Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.39% | 4.89% | 5.0% APRC | 90% | £0.00 | £150.00 | £150.00 | £199.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges.
5 Year Fixed Rate Mortgage - Existing Mortgage Customers
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.49% | 4.89% | 3.8% APRC | 90% | £0.00 | £400.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five. Product Switch fee - £400
5 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.49% | 4.89% | 3.8% APRC | 80% | £0.00 | £0.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.
2 Year Fixed Rate Mortgage - Existing Mortgage Customers
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.54% | 4.89% | 4.6% APRC | 90% | £0.00 | £0.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two
5 Year Fixed Rate Mortgage - Existing Mortgage Customers
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.59% | 4.89% | 4.1% APRC | 90% | £0.00 | £0.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.
Expat Buy to Let 2 Year Discounted Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.64% | 5.54% | 5.1% APRC | 75% | £499.00 | £800.00 | £800.00 | £1,500.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges
Low Deposit 2 Year Discounted Variable Rate Mortgage - Existing Mortgage Customers
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.69% | 4.89% | 4.7% APRC | 95% | £0.00 | £150.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges. Product Switch fee £150
Help to Buy 5 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.69% | 4.89% | 3.8% APRC | 75% | £199.00 | £150.00 | £150.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one, 4% in year two, 3% in year three, 2% in year four, 1% in year five.
Expat Buy to Let 3 Year Discounted Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.74% | 5.54% | 4.9% APRC | 75% | £0.00 | £0.00 | £0.00 | £2,000.00 | Early Repayment Charges Apply | details |
Early repayment charges - 1% in year one; 1% in year two; 1% in year three
Low Deposit 2 Year Fixed Rate Mortgage - Existing Mortgage Customers
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.89% | 4.89% | 4.7% APRC | 95% | £0.00 | £150.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two. Product Switch fee - £150
Shared Ownership 2 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.94% | 4.89% | 4.7% APRC | 90% | £0.00 | £150.00 | £150.00 | £199.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two.
Low Deposit 5 Year Fixed Rate Mortgage - Existing Mortgage Customers
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.99% | 4.89% | 4.2% APRC | 95% | £0.00 | £150.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five. Product Switch fee - £150
3 Year Fixed Rate Buy to Let Mortgage - Existing Mortgage Customers
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.99% | 5.54% | 5.0% APRC | 75% | £0.00 | £0.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two; 1% in year three
5 Year Fixed Rate Buy to Let Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 2.99% | 5.54% | 4.5% APRC | 75% | £199.00 | £800.00 | £800.00 | £800.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five
Shared Ownership 5 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 3.49% | 4.89% | 4.5% APRC | 90% | £0.00 | £150.00 | £150.00 | £199.00 | Early Repayment Charges Apply | details |
| 3.99% | 4.89% | 4.7% APRC | 95% | £0.00 | £150.00 | £150.00 | £199.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one; 4% in year two, 3% in year three, 2% in year four, 1% in year five.
Expat Buy to Let 5 Year Fixed Rate Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 3.49% | 5.54% | 4.8% APRC | 75% | £499.00 | £800.00 | £800.00 | £1,500.00 | Early Repayment Charges Apply | details |
Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five
Credit Assist Mortgage 2 Year Fixed Rate
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 3.49% | 4.89% | 4.8% APRC | 75% | £199.00 | £400.00 | £400.00 | £800.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two
Credit Assist Mortgage 3 Year Discounted Variable Rate
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 3.59% | 4.89% | 4.7% APRC | 75% | £199.00 | £0.00 | £400.00 | £800.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges
Credit Assist Mortgage Extra - 3 Year Discounted Variable Rate
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 4.84% | 4.89% | 5.2% APRC | 70% | £199.00 | £0.00 | £400.00 | £800.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges
Cambridge Variable Mortgage
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 4.89% | 4.89% | 5.0% APRC | 80% | £199.00 | £0.00 | £0.00 | £0.00 | Early Repayment Charges Apply | details |
Early repayment charges - There are no early repayment charges
Credit Assist Mortgage Extra - 2 Year Fixed Rate
| Initial rate |
Standard variable rate, currently |
Overall cost for comparison |
Max LTV |
Application fee |
Product switch fee |
Further advance fee |
Completion fee |
||
| 5.29% | 4.89% | 5.2% APRC | 70% | £199.00 | £0.00 | £400.00 | £800.00 | Early Repayment Charges Apply | details |
Early repayment charges - 3% in year one; 2% in year two
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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