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First Time Buyers

We'll be here when you buy your first home together.

Book an appointment today

Buying your first home with The Cambridge

We know that every first time home buyer is in a different situation, so we offer a range of mortgages - whether you're looking at a Shared Ownership property or have support from a Guarantor our Mortgage Advisers will be able to let you know what your options are.

 

So what next?

  • If you'd like to know which mortgages we may be able to offer for your first home, simply fill in your details below and you'll see a list of the products which may be suitable.
  • To find out more about the process of applying for a mortgage, why not check out our guides. If you'd like to discuss the options available then speak with our team on the phone, in branch or via live chat.
  • Or, if you're ready to take that step onto the property ladder, book an appointment today.

Which mortgage is right for you?

Results

2 Year Discounted Variable Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 1% in year one; 1% in year two

2 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges.

Interest Only 2 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges

2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two.

Interest Only 2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

2 Year Discounted Variable Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges.

2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

2 Year Discounted Variable Rate Buy to Let Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges.

5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.

Interest Only 5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five

Low Deposit 2 Year Discounted Variable Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges. Product Switch fee £150

2 Year Fixed Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.

Low Deposit 2 Year Fixed Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two. For product switches only, product switch fee - £150

Shared Ownership 2 Year Discounted Variable Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges.

5 Year Fixed Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.

3 Year Fixed Rate Buy to Let Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two; 1% in year three

5 Year Fixed Rate Buy to Let Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five

Expat Buy to Let 2 Year Discounted Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges

Low Deposit 5 Year Fixed Rate Mortgage - Existing Mortgage Customers

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five. Product Switch fee - £150

Shared Ownership 2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two.

Expat Buy to Let 5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five

Credit Assist Mortgage 2 Year Fixed Rate

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

Credit Assist Mortgage 3 Year Discounted Variable Rate

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges

2 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two.

Shared Ownership 5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two, 3% in year three, 2% in year four, 1% in year five.

5 Year Fixed Rate Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 5% in year one; 4% in year two; 3% in year three; 2% in year four; 1% in year five.

Credit Assist Mortgage Extra - 3 Year Discounted Variable Rate

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges

Cambridge Variable Mortgage

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - There are no early repayment charges

Credit Assist Mortgage Extra - 2 Year Fixed Rate

Initial
rate
Standard variable
rate, currently
Overall cost
for comparison
Max
LTV
Application
fee
Product switch
fee
Further advance
fee
Completion
fee

Early repayment charges - 3% in year one; 2% in year two

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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