We're relaunching top slicing buy-to-let mortgages

18 October 2021 • Products & Services

We’ve relaunched our buy-to-let ‘top slicing’ mortgages that enable landlords to top up rental shortfall from other income.

This will directly benefit landlords with disposable income, where rental income falls short of repayment criteria.

Loans of between £20,000 and £750,000 are available to landlords with top slicing permitted on up to three mortgaged rental properties at up to 75% loan-to-value (LTV).

“We’re thrilled to be able to introduce top slicing back into our lending criteria, this has proved extremely popular when previously available, and will undoubtedly make things easier for our landlords after a challenging period,” said Tracy Simpson, Head of Lending.

 “We are always looking for ways to support our customers and being able to consider each case individually through our underwriting service, means we can tailor our offering to the unique circumstances of individual landlords.”

The criteria are available across our standard buy-to-let range, and include two-year discounted and five-year fixed rates, through our in-house mortgage advisers and intermediary network and for new purchases or remortgages.

Book an appointment with one of the team today to discuss your mortgage needs.