Cambridge Home Insurance
When it comes to protecting your home and possessions Cambridge Home Insurance is tailored exactly to your needs. Whatever it is that's important to you, it's important to us and our insurance partner, Royal & Sun Alliance (RSA). So, we will always work hard to replace lost, damaged or stolen items quickly and without fuss. And if you need repairs, we strive to ensure minimum waiting times and quality workmanship.
In short, our home insurance is what you need, when you need it. You won't ever pay for cover you don't want.
Why choose Cambridge Home Insurance
*Giving more than just cover
It only takes a few minutes to get a quote; it's valid for 180 days and once purchased your Cambridge Home Insurance will provide you with that all-important peace of mind that your home and possessions are protected. We’re donating £3 to Alzheimer’s Research UK for every quote completed throughout August, September and October.
Find out more about our Extra Cover Options below or by calling 0345 601 3344
About Cambridge Home Insurance
Find out more about Cambridge Home Insurance and see how you can tailor your policy so you only pay for the cover you need.
Tailor your policy in 3 easy steps
You can tailor your policy by selecting the type of cover you need, then add accidental damage cover and any Extra Cover Options you may require.
You can choose to take out buildings insurance, contents insurance or combined buildings and contents insurance.
Core Buildings Insurance
We’ll cover your home and other permanent structures such as garages and outbuildings, drives, walls, fences and gates against damage by fire, flood, subsidence and other similar causes. Our Core Buildings Insurance provides up to £500,000 of cover as standard with the option to increase the level of cover to £750,000 should you need it.
Core Contents Insurance
We’ll provide you with cover for the contents in your home against loss or damage by fire, flood, storm, theft, escape of water and other similar causes. Our Core Contents Insurance provides up to £50,000 of cover as standard with the option to increase the level of cover to £75,000 should you need it.
Combined buildings and contents insurance
Our combined buildings and contents insurance provides you with core cover for your building and its contents – giving you peace of mind that your home and possessions are covered.
You get a discount if you take out our combined buildings and contents insurance.
Our accidental damage cover options don’t include items that are covered in other add-on areas so you won’t pay to insure the same things twice.
Buildings Accidental Damage Cover
We’ll cover accidental, sudden and unexpected damage to buildings. For example damage to a kitchen or sanitary ware. We’ll also cover accidental breakage to drains and pipes, and accidental damage to cables and underground pipes.
Contents Accidental Damage Cover
We’ll cover sudden, unexpected damage to contents such as dropping a vase or spillages staining a carpet.
Once you have chosen your core cover you can tailor your policy by choosing the Extra Cover Options that suit your needs. This means you only pay for the items that you need. If you don’t have a bicycle, then why pay to insure one?
All of our Extra Cover Options can be combined with either the Core Contents Cover or combined buildings and contents insurance. If you've selected Core Buildings Cover you can choose to add Legal Expenses and Home Emergency Assistance.
From your glasses to cash, make sure you have enough cover for all your personal items, whether you’re at home or out and about.
Technology and entertainment
If you’ve got electrical items like TV’s, cameras and computers, make sure they are covered against accidental damage and loss, both inside and outside your home.
Protect your plants, garden furniture, lawns and tools. We’ll even re-landscape your garden should emergency services ever damage it.
Pedal cycles cover
Make sure you have enough cover for all your pedal cycles whether you are at home or out and about.
Home emergency assistance
Access to advice and help with the cost of home emergency assistance. If your home is uninhabitable, we’ll even cover alternative accommodation for you and your family.
Get access to a wide range of solutions, including professional mediation, concerning personal injury, consumer protection, residential, employment and tax issues.
Find out why Cambridge Home Insurance could be the right choice for you.
Award winning provider
We chose our insurance partner well: RSA was awarded General Insurer of the Year in 2013.
UK-based call centre with dedicated claims team
If the unexpected happens and you need to make a claim the RSA claims team will give you full support and help you get things back to normal as quickly as possible.
Pay monthly at no extra cost
If paying monthly is more convenient for you, we won’t charge you any extra.
A choice of Extra Cover Options to tailor your policy
Our Extra Cover Options allow you to select the cover that suits your needs – meaning you only pay for what you need.
No claims discount available
You could qualify for up to 20% no claims discount depending on your claims history. To top it off, the discount will continue to apply as long as you don’t claim.
The full no claims discount is applied to customers who have not claimed on their home insurance in the past four years.
Choose your excess
Our standard excess starts at £100 – you have the option to increase or decrease the standard excess which could make your premium lower or higher.
No fees to amend your policy
We know that life’s full of changes – so we won’t charge you if you decide to update your cover.
No fees to cancel your policy
We hope you won’t leave us! But if you do, there’ll be no cost to cancel your Cambridge Home Insurance policy.
Buy to let home insurance
If you would like a quote for Buy to Let home insurance please call us on 0345 601 3344.
Help with your home insurance
Protecting your home and possessions is really important, our friendly and knowledgeable staff will guide you through the process to find the right insurance for you. Call 0345 601 3344 or pop into your local branch.
Full details of policy cover will be issued following acceptance and should be checked to ensure all your needs are covered.
Cambridge Home Insurance is subject to acceptance criteria; underwriting and conditions apply.