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Giving more than just cover

We're donating £3 to East Anglian Air Ambulance for every quote completed*

Cambridge Home Insurance

 

When it comes to protecting your home and possessions Cambridge Home Insurance is tailored exactly to your needs. Whatever it is that's important to you, it's important to us and our insurance partner, Royal & Sun Alliance (RSA). So, we will always work hard to replace lost, damaged or stolen items quickly and without fuss. And if you need repairs, we strive to ensure minimum waiting times and quality workmanship.

In short, our home insurance is what you need, when you need it. You won't ever pay for cover you don't want.

Why choose Cambridge Home Insurance

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Award winning provider
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UK-based call centre with dedicated claims team
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A choice of Extra Cover Options to tailor your policy
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No claims discount available
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No fees to amend or cancel your policy
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£3 donated to EAAA for every completed quote*
Home Insurance
Buildings – Choose your Core Cover
Weather
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Up to £500,000 fire, storm and subsidence cover
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Covers your home, garage and other permanent structures
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Includes £40,000 of alternative accommodation cover
Choose Extra Cover Options to make your cover your own
Buildings accidental damage cover
Buildings Accidental Damage Cover
Legal expenses
Legal expenses
Home emergency assistance
Home emergency assistance
Contents – Choose your Core Cover
Contents
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Up to £50,000 of contents cover as standard
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Covers furniture, carpets, furnishings
And includes:
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Up to £7,500 for high risk items - clocks, paintings, coin collections etc (up to £1,500 for a single item)
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Up to £1,000 for frozen food
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Automatic cover increase during birthday/ wedding celebrations
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Automatic cover increase during religious festival celebrations
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Up to £5,000 for home office equipment
Choose Extra Cover Options to make your cover your own
Contents accidental damage cover
Contents Accidental Damage Cover
Personal items
Personal items
Technology and entertainment
Technology and entertainment
Garden cover
Garden cover
Bicycle cover
Bicycle cover
Legal expenses
Legal expenses
Home emergency assistance
Home emergency assistance

Visit our FAQs page for more information on home insurance

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*Giving more than just cover

We're donating £3 to East Anglian Air Ambulance for every quote completed throughout March and April.

It only takes a few minutes to get a quote; it's valid for 180 days and once purchased your Cambridge Home Insurance will provide you with that all-important peace of mind that your home and possessions are protected.

Terms and Conditions

Find out more about our Extra Cover Options below or by calling 0345 601 3344

About Cambridge Home Insurance

Find out more about Cambridge Home Insurance and see how you can tailor your policy so you only pay for the cover you need.

Tailor your policy in 3 easy steps

You can tailor your policy by selecting the type of cover you need, then add accidental damage cover and any Extra Cover Options you may require.

1. Choose the type of cover you need

You can choose to take out buildings insurance, contents insurance or combined buildings and contents insurance.

Core Buildings Insurance

We’ll cover your home and other permanent structures such as garages and outbuildings, drives, walls, fences and gates against damage by fire, flood, subsidence and other similar causes. Our Core Buildings Insurance provides up to £500,000 of cover as standard with the option to increase the level of cover to £750,000 should you need it.

Core Contents Insurance

We’ll provide you with cover for the contents in your home against loss or damage by fire, flood, storm, theft, escape of water and other similar causes. Our Core Contents Insurance provides up to £50,000 of cover as standard with the option to increase the level of cover to £75,000 should you need it.

Combined buildings and contents insurance

Our combined buildings and contents insurance provides you with core cover for your building and its contents – giving you peace of mind that your home and possessions are covered.   

You get a discount if you take out our combined buildings and contents insurance.

2. Choose accidental damage cover

Our accidental damage cover options don’t include items that are covered in other add-on areas so you won’t pay to insure the same things twice.

Buildings Accidental Damage Cover

We’ll cover accidental, sudden and unexpected damage to buildings. For example damage to a kitchen or sanitary ware. We’ll also cover accidental breakage to drains and pipes, and accidental damage to cables and underground pipes.

Contents Accidental Damage Cover

We’ll cover sudden, unexpected damage to contents such as dropping a vase or spillages staining a carpet.

3. Choose your Extra Cover Options

Once you have chosen your core cover you can tailor your policy by choosing the Extra Cover Options that suit your needs. This means you only pay for the items that you need. If you don’t have a bicycle, then why pay to insure one?

All of our Extra Cover Options can be combined with either the Core Contents Cover or combined buildings and contents insurance. If you've selected Core Buildings Cover you can choose to add Legal Expenses and Home Emergency Assistance.

Personal items

From your glasses to cash, make sure you have enough cover for all your personal items, whether you’re at home or out and about.

Technology and entertainment

If you’ve got electrical items like TV’s, cameras and computers, make sure they are covered against accidental damage and loss, both inside and outside your home.

Garden

Protect your plants, garden furniture, lawns and tools. We’ll even re-landscape your garden should emergency services ever damage it.

Pedal cycles cover

Make sure you have enough cover for all your pedal cycles whether you are at home or out and about.

Home emergency assistance

Access to advice and help with the cost of home emergency assistance. If your home is uninhabitable, we’ll even cover alternative accommodation for you and your family.

Legal expenses

Get access to a wide range of solutions, including professional mediation, concerning personal injury, consumer protection, residential, employment and tax issues.

 

Find out why Cambridge Home Insurance could be the right choice for you.

Why Choose Cambridge Home Insurance?

Award winning provider

We chose our insurance partner well: RSA was awarded General Insurer of the Year in 2013.

UK-based call centre with dedicated claims team

If the unexpected happens and you need to make a claim the RSA claims team will give you full support and help you get things back to normal as quickly as possible.

Pay monthly at no extra cost

If paying monthly is more convenient for you, we won’t charge you any extra.

A choice of Extra Cover Options to tailor your policy

Our Extra Cover Options allow you to select the cover that suits your needs – meaning you only pay for what you need.

No claims discount available

You could qualify for up to 20% no claims discount depending on your claims history. To top it off, the discount will continue to apply as long as you don’t claim.
The full no claims discount is applied to customers who have not claimed on their home insurance in the past four years.

Choose your excess

Our standard excess starts at £100 – you have the option to increase or decrease the standard excess which could make your premium lower or higher. 

No fees to amend your policy

We know that life’s full of changes – so we won’t charge you if you decide to update your cover.

No fees to cancel your policy

We hope you won’t leave us! But if you do, there’ll be no cost to cancel your Cambridge Home Insurance policy.

 

Buy to let home insurance
If you would like a quote for Buy to Let home insurance please call us on 0345 601 3344.

Help with your home insurance
Protecting your home and possessions is really important, our friendly and knowledgeable staff will guide you through the process to find the right insurance for you. Call 0345 601 3344 or pop into your nearest branch.

Full details of policy cover will be issued following acceptance and should be checked to ensure all your needs are covered.

Cambridge Home Insurance is subject to acceptance criteria; underwriting and conditions apply.

Get a quote today

Our simple online tool means it only takes a few minutes

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