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The Cambridge to help more self-employed borrowers

The Cambridge has launched two new mortgages for borrowers who have recently chosen self-employment. The products, with a choice of fixed and variable rate deals, require borrowers to only have 1 year’s accounts rather than the traditional 3 required by most lenders.



Application Fee

Completion Fee



Max Loan

Self-employed 2 Year Discount







Self-employed 2 Year Fixed




3% / 2%



All loans have a maximum LTV of 80%

Flexible working options and lifestyles have led to an increase in people choosing self employment. Estimates suggest that 16% of full-time workers in East Anglia are self-employed*, these products are designed to support more local people get onto the housing ladder.

Dan Barker, Product Manager for The Cambridge, said: “We’ve always supported those who are self-employed through our standard product range, but these new products will make home ownership an option for even more people. Making the decision to choose an alternative employment route often comes with all sorts of challenges, but we don’t believe getting a mortgage should be one of them.”