About Homes for Ukraine Sponsorship scheme
At The Cambridge, we are supportive of the government’s Homes for Ukraine Sponsorship scheme.
The news from Ukraine these past few weeks has shocked us all. At The Cambridge, we are supportive of the government’s Homes for Ukraine Sponsorship scheme, which will let homeowners across the UK provide accommodation in their own home to refugees fleeing the war.
If you have a mortgage with us and choose to participate in the scheme, you will need to let us know as soon as you’ve been accepted onto the scheme, this is likely to be once your joint visa application has been accepted. The joint visa application is made by you as a sponsor and the refugee/refugees.
If you’ll be accommodating Ukrainian refugees in your own home, there’s no need to contact your insurer for the first 12 months as they’ll be accommodated as non-paying guests. If you plan to accommodate Ukrainian refugees in a second home, guest home or rental property, you’ll need to contact your insurer. For the latest insurance updates visit abi.org.uk.
If your property is Leasehold
Before accommodating your refugee or refugee family, you must check the terms of your lease to see whether you’re permitted to have lodgers or subtenants. For more details visit the Leasehold Advisory Service lease-advice.org.
Agreeing expectations and ground rules with your guests
As a sponsor of a refugee, it’s best you set a few clear expectations between you and your guests. The government has provided two model agreements that you could use (one for shared accommodation and the other for standalone accommodation, e.g. holiday let). There’s no requirement to use either kind of agreement as part of the sponsorship scheme but both are available on their website for you to read and adapt to reflect your own circumstances should you wish to, visit gov.uk.
If your family budget is already squeezed, we suggest you think carefully before accommodating a refugee or refugee family. For free and impartial advice on money matters visit moneyhelper.org.uk.
Homes for Ukraine FAQs
I’m thinking about joining the scheme, what should I do?
To begin with, visit the government’s Homes for Ukraine scheme website and familiarise yourself with the scheme. We suggest you think carefully before applying if your family budget is already squeezed. For free and impartial advice on money matters visit Money Helper.
Do I need to let The Cambridge know if I choose to participate?
If you have a mortgage with The Cambridge and choose to participate in the scheme, you’ll need to let us know as soon as you’ve been accepted onto the scheme, this is likely to be once your joint visa application has been accepted. At that point we’ll ask you for a bit more information.
For more general FAQs on the scheme visit the government’s Homes for Ukraine FAQs page.