• Pay money into the account when you want up to the Government limit, currently £1,200 each year. The minimum amount you can pay in is £1. 
• We provide you with a passbook to help you keep track of the account balance.
• The money invested belongs to your child and cannot be withdrawn. Your child will be able to access the money when he or she reaches 18.
• The interest rate is variable and may change from time to time.
• We pay interest on the account once a year on the day before your child's birthday, this interest paid is tax-free.  
• We cannot accept postal applications.

For full terms and conditions and an application form, please contact us.