| Lender | Standard Variable Rate |
| Abbey | 4.94% |
| Cambridge Building Society | 4.00% |
| Cheltenham & Gloucester | 4.00% |
| Halifax | 4.75% |
| Nationwide Building Society | 4.00% |
| Northern Rock | 5.34% |
| Royal Bank of Scotland | 4.44% |
Source: Moneyfacts.co.uk The Money Search Engine
Our rate effective from 29th December 2008.
All other lenders' rates either already available or effective from 1st January 2009, except for Abbey. Abbey's rate is effective from 3rd January 2009.
