Buy to Let 2 Year Fixed Rate Mortgage (No Application Fee)

Fix your mortgage rate for the first two years

Interest Rates

Term	Fixed Rate	Then you switch to our Buy to Let Variable Rate for the rest of the mortgage term, currently	The overall cost for comparison is	Maximum Loan	Amount you can borrow as a percentage of the value of the property
Term	Fixed Rate		The overall cost for comparison is	Maximum Loan	Purchase	Remortgage	Additional Borrowing
2 Years	5.89%	4.99%	5.3% APR	£500,000	70%	70%	70%
2 Years	6.09%	4.99%	5.3% APR	£500,000	75%	75%	75%

Borrow up to 75% of the property's value.
Rental income must be at least 125% of the monthly mortgage interest payment based on the Buy to Let fixed rate.

No application fee.
You will need to pay the property valuation fee for mortgage purposes, see our Mortgage Tariff of Charges page for more details. The fee is payable at the time of application and is non-refundable.

During each 12 month period of the fixed rate term, you have the flexibility to make overpayments of up to 10% of the opening mortgage balance. The opening balance is reset every year on the anniversary of the completion of your mortgage. Any amount repaid over this limit will incur a charge equal to 3% of the excess overpayment.
If you switch your loan to another lender, a different mortgage deal with us, or repay it in full before the end of the fixed rate term, you will have to pay an early repayment charge equal to 3% of the outstanding balance.
At the end of the fixed rate term your mortgage will switch to our Buy to Let Variable Rate Mortgage. You will then be able to make as many overpayments as you wish or pay off your mortgage without incurring an early repayment charge.
During the fixed rate term you may transfer the balance of the mortgage to a new property, without penalty, subject to the new property meeting the Society’s underwriting conditions at the time. The terms cannot, however, be extended to any further borrowing required if the product has been withdrawn.
Your existing lender may impose an early repayment charge if you remortgage to us.

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Phone

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Mon-Fri: 8.30am - 8.30pm
Sat: 9.00am - 6.00pm
Sun: 11.00am - 5.00pm

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Email

enquiry@cambridgebs.co.uk

This mortgage is available on Buy to Let properties located in the following counties:

These mortgages are available for Buy to Let purchases, remortgages and additional borrowing.

All mortgages subject to security and status.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE