Cambridge Home Insurance

An easy route to insuring your home

Home insurance is something we all need. But what we don’t need is the merry-go-round of comparing different providers and policies; shopping around for best prices; and a complicated application process to cap it all. Our panel of insurers subscribe to one generic policy wording and compete to provide you with the most competitive quote.

Relax. At The Cambridge our friendly and knowledgeable staff will help you find the right insurance for you, and guide you through the application process, so that you end up with the most important thing of all: peace of mind.

Cover for your home and your belongings

Cambridge Home Insurance offers total flexibility. We’ll help you tailor your insurance policy exactly how you want it – so you’ll only pay for what you need. You can choose to take buildings cover, or contents cover, or both, and add ‘extra’ cover and legal expenses as required:

• Buildings cover for your home, outbuildings, fixtures and fittings
• Contents cover for furnishings and your personal belongings
• Additional accidental damage cover for items not covered as standard
• Legal expenses
• Domestic Emergency Protection

Why choose Cambridge Home Insurance?

• Our panel of insurers subscribe to one generic policy and compete to provide you with the most competitive quote
• You can spread the cost of your insurance premium by paying monthly by direct debit – at no extra charge
• You have access to a 24-hour domestic and legal helpline
• You can choose to increase your policy excess, for a reduction in your premium, or reduce the standard excess for an additional premium (standard policy excess £100)
• You have the flexibility to buy cover for your buildings or contents or both
• You can choose to protect your no claims discount

PLUS we offer a range of discounts for even better value

• When you take out combined buildings and contents cover
• No claims discount

Insure your home

Buildings insurance will cover the rebuilding costs of your home, up to £500,000. Larger amounts of cover can be arranged upon request.

Your home, garage, greenhouse or any other building forming part of your home will be covered against a wide range of risks including fire, storm and subsidence. Accidental damage to windows, sanitary ware,
underground pipes and cables is included in the policy as standard.

Insure the contents of your home

Contents insurance will provide cover for your furniture, household goods, carpets and personal belongings – up to £50,000 (larger amounts of cover can be arranged upon request). The cover includes:

• Accidental damage to TVs and home computers
• Loss of money and credit cards – up to £500
• Loss of or damage to mobile phones – if you select Personal Belongings – up to £250
• Personal valuables within the home – up to £7,000 in total, and up to £2,500 for a single item
• Unlimited cover for frozen food
• Contents belonging to a member of your family who is away at college or university – up to £2,500
• Your Contents sum insured is automatically increased by £3,500 for wedding/birthday gifts within the home against loss or damage one month before and one month after your wedding or birthday
• Your Contents sum insured is automatically increased by £3,500 during any month in which you celebrate a religious festival
• Home office equipment up to £5,000 (plus £1,000 for stock)

Buy to Let

We can also provide landlords with buildings or buildings and contents insurance for 'Buy to Let' properties.

Get a quote today

Click here to obtain your no obligation quotation. Alternatively you can visit your local branch of The Cambridge or call us on 0845 601 3344.

 If your current home insurance is not due for renewal right now, we can still give you a quote and you can transfer to Cambridge Home Insurance when your current insurance runs out. Our quotes remain valid for 180 days.

Contact us

If you have any questions about Cambridge Home Insurance, please visit your local branch of The Cambridge or give us a call.

Customer Contact Centre: 0845 001 0080
Claims: 0845 001 0068

Cambridge Home Insurance is subject to acceptance criteria; underwriting and conditions apply.